Est. 2008 · Nyamata, Rwanda

Empowering Rwanda'sNext Generation

A cooperative bank with a mission to uplift entrepreneurs through accessible financial services, mentorship, and dedicated community support.

Opposite Nyamata Bus Park
Licensed by National Bank of Rwanda
Our History

A Legacy of Trust

COOJAD-BUGESERA (Cooperative de la Jeunesse pour l'Auto-Emploi et Développement) was created with a government initiative to help residents, particularly youth, access financial services and improve their economic base.

By August 2008, we became the sole remaining branch of the original ten COOJAD cooperatives, serving 9,000+ clients. We were recognized by Rwanda Cooperative Agency (RCA) on June 22, 2009, and received our Microfinance License (No. 337) from the National Bank of Rwanda.

Located opposite Nyamata Bus Park on APEBU School Road, we're committed to eradicating poverty and ensuring socio-economic development for youth entrepreneurs through financial inclusion and business training.

17+

Years of Service

9,000+

Clients Served

Licensed & Regulated

Microfinance License No. 337 from the National Bank of Rwanda, issued October 22, 2009

Recognized by Rwanda Cooperative Agency

Our Mission

To provide accessible, reliable financial services and entrepreneurship training that empowers youth and communities in Bugesera to achieve economic independence and sustainable growth.

Our Vision

A thriving Rwandan community where every young entrepreneur has the financial tools, knowledge, and support network to build a successful, sustainable business.

Core Values

What We Stand For

These principles guide everything we do and define who we are as an organization

Rapidity

Quick and efficient service delivery to meet the needs of our members and clients.

Honesty

We operate with transparency and integrity in all our business dealings and relationships.

Good Service Delivery

Excellence in every interaction, ensuring member satisfaction and financial success.

Mutual Solidarity

We foster a community where members support each other's growth and prosperity.

Our Journey

Milestones & Growth

2008

Last Remaining Branch

Became the sole remaining branch of the original ten COOJAD cooperatives, serving 9,000+ clients.

2009

Official Recognition

Recognized by Rwanda Cooperative Agency (RCA) on June 22, 2009, and received Microfinance License from National Bank of Rwanda.

2015+

Expansion & Growth

Expanded operations and financial products to better serve youth entrepreneurs and small business owners.

2026

Current Status

Serving 9,000+ members with diverse financial products and comprehensive business training programs.

Our Impact

Numbers That Matter

9,000+

Active Members

$2M+

Loans Disbursed

95%

Success Rate

1000+

Trained Entrepreneurs

Leadership

Board Members

Our dedicated board provides strategic leadership and governance for the cooperative

ME

Dr Munyaburanga Edward

President

TS

Twahirwa Sylvestre

Vice President

TT

Tumuhayirwe Tarsire

Secretary

UR

Umwizerwa Redempta

Counselor

MD

Mugisha Desire

Counselor

NV

Ntakirutimana Viateur

Counselor

MT

Munyangoga Theophile

Counselor

Oversight

Supervisory Committee

Our supervisory committee ensures transparency, accountability, and compliance within the cooperative

UV

UGIRUWE Valentine

Supervisory Committee Member

RJ

RWAGASANA Jean de Dieu

Supervisory Committee Member

Ready to Join Our Community?

Whether you're looking to save, invest, or grow your business, COOJAD-BUGESERA is here to support your journey toward financial independence.